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Negotiation Works

May 1, 2014

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So I finally have a Personal Finance post for you guys. 🙂 Like my Author Blurb says, I’m a work in progress, when it comes to Personal Finance. I’ll be turning 30 this May, but I still haven’t gotten it together. Is it something I’m proud of, not really. Is it something I’m beating myself […]

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A Tale Of Two Donuts

February 27, 2014

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In Kalibo, where there are limited choices because of the market’s conservative tastes, my significant other and I are on the constant lookout for things to eat. One of the things he discovered were the dense and compact breads from Panaderia de Panay. One comment I often heard from him was of how “hollow” and […]

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Things That Are Surprisingly Affordable #1: Airconditioning Project For My New Apartment

October 11, 2013

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Of all the things I really hate in this tropical country, it really has to be the HEAT. Since I was a kid, I’ve learned to disdain certain types of cloth for our school uniforms, because they retain more heat than, say, cotton. And as a teen, going to school in a coastal campus, wearing […]

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The Cost Of A Thing Over A Year

September 7, 2013

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I usually replace my glasses once a year, or once in two years. Actually, I used to make my mom replace my glasses once a year or something. But this year, after realizing that I’m already 29 and shouldn’t be asking my folks for things like these, I made up my mind to have my […]

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“Doodads”: Rewarding Yourself Regularly To Curb “Binge Spending”

September 6, 2013

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It was Rich Dad, Poor Dad author Robert Kiyosaki who introduced the concept of “doodads” — “those material possessions that we spend our money on that are really liabilities,” as articulated by Bill Marshall. While it is advised that you put first things first — accumulating things and properties that generate income — there is […]

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Too Much Food

July 2, 2013

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You may have the impression that overstocking the fridge or ordering too much food is limited to people who live in Northern America, however, this wasteful habit is actually spilling into middle to upperclass Philippines as well. If you notice, we tend to buy so much food. Whether we really just get attracted to signs […]

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Keeping Cool This Sweltering Summer

April 29, 2013

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If you, like me, live in a tropical country, I’m sure you probably regret eating from styrofoam takeout boxes, using 1980’s non-eco-friendly fridges, and probably even airconditioning by now. Why? Because you’re probably feeling the consequences of greenhouse gases and global warning from the sticky, peaty summer heat. Yes, I would have to admit that […]

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A Machine Replacement Cycle: Coping With Data Loss And Keeping Abreast Of Tech Upgrades

April 25, 2013

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Yesterday, I talked about how my 2-year-old machine-on-a-loan is breaking down and stuff, and that I now have to replace “her.” And while I will be keeping her and would still be negotiating on how to pay back Client #1 for “her,” I would have to move on and replace her as my workhorse. The […]

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Emergencies Bring About Unexpected Blessings: Stories Surrounding A Forced Laptop Upgrade

April 24, 2013

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I’m on another “tech crossroads” in my life. Since the time I had started working, which was back in my last year in college, I have had the long-term use of a total of merely two laptops. From 2007 to 2011, I had used “Sayuri,” my Macbook, and from 2011 up to a week or […]

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Reasons Why I No Longer Use PayPal

April 18, 2013

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  Tonight my mother asked for my help regarding her PayPal account. Apparently, her boss sent her a bonus, but through an email address she wasn’t using with her regular PayPal account. So she tried setting up a new account using that email address. She clicked the button in the PayPal email that indicated that […]

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Stupid Tax: An Outrageously High Movie Rental Bill

March 26, 2013

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I told the story of why I’m hemming and hawing about getting myself a TV. Today, I’ll tell the story of the stupidest thing I’ve ever done, in the name of entertainment: I paid THREE HUNDRED WHOLE PESOS because I didn’t return my Video City videos for more than a whole month. But the whole […]

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More Lessons From A Frugal Person’s Life And Lifestyle

March 18, 2013

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I posted, a few days ago, about how my helper lives such a frugal life that she is able to be frugal with my money, as well. I promised another story in that same vein, and here it is. There was a time in my life that I was practically living, breathing, and walking POVERTY. I […]

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Living On VCD Movies vs. Getting Cable

March 14, 2013

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In the dormitel where I live, Oliveros’ Place, there is a steal of a service in Cable TV: For only Php 200, you can have a monthly subscription to Cable TV. I believe they have Aklan Cable, the municipality’s better cable. But I’ve been hemming and hawing about getting the service because of a couple […]

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To Yell Or Not To Yell. That Is The Question (Plus Info About The New YouScoop App By GMA New Media)

January 2, 2013

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  Earlier today (actually, yesterday, Philippine Time), I caught a feature about the YouScoop App by GMA Kapuso TV on the last minutes of 24 Oras, the primetime news show. I remember that a YouScooper was responsible for creating a viral phenomenon out of the unfortunate Paula Jamie Salvosa’s temper tantrum on the LRT. For […]

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McDo. It’s My New Starbucks.

December 20, 2012

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McDonald’s Kalibo opened just the other day, December 19th, 2012. It was funny in a way, to see the droves of Aklanons come over and savor McDonald’s in their area, for the very first time for some. I saw overdressed people, families squeezing through to get in line and have a Mickey-D’s bite, and then […]

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The Customer Is Always Right Part 2: Analysis Of The Chic-Boy Scandal

November 27, 2012

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As I mentioned, Part 2 would be the analysis of the Chic-Boy Scandal, as I posted earlier. As an observer, I’m tempted to just say that either the restaurant or Ms. Bernardo was wrong. However, it’s not as simple as that. There are a few things that are clear to me, however: Chic-Boy was wrong […]

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The Customer Is Always Right Part 1: The Chic-Boy Scandal

November 27, 2012

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“The customer is ALWAYS right,” as they say, and I’d have to admit that I have invoked this right quite a few times in my life by now. And yet, there are times that we have to weigh how far we’ll go, just to assert this right. Before I present to you the pros and […]

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Isn’t That A Little Bit Much?

November 24, 2012

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While we’re on the subject of totally indulgent consumerism, let me veer towards something lighter and might make you laugh — if it’s funny to you, that is. Gizmodo recently republished a Jezebel article about a Thanksgiving sale for Hermes Birkin bags that cost $60,000 each. Luxury bags aren’t news nowadays, not even to Filipinos […]

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